About Benefit Networks

Benefit Networks is a firm of experienced brokers and consultants specializing in fully insured and self-funded employee benefit plans. Over the years, Benefit Networks has been involved with hundreds of clients, helping them design and implement their diverse employee benefit programs. Because we do not represent any single insurance company, we are better able to provide professional and unbiased client services.

OUR PHILOSOPHY
Benefit Networks has a philosophy that speaks first to you and your needs. Our commitment is to grow, learn, and develop in ways that will help us better serve you - the basis for our existence. Every client, large or small, receives the same high level of uncompromising service. Our staff expertise and experience enables us to provide you insight into the subtleties of group insurance. We are cognizant of insurance trends and advise our clients in the critical, early stages - all for their betterment. As participants in both areas of employee benefits (brokerage and consulting), we strive for a constant understanding of your goals and business objectives. Your point of view is our point of view. Your aims become ours. From this vantage, Benefit Networks can better provide your plan assets and help you grow because as you succeed, Group Insurance Concepts succeeds.

BENEFIT NETWORKS - SERVICE
Well planned benefit programs are crucial to attracting and retaining good employees, especially when employers expend 36% of payroll or more towards employee benefits. Benefit Networks can help maximize and improve the effectiveness of your existing programs in the most cost efficient manner by designing and recommending fully insured or self-funded alternatives. You might wonder about the advantages of using Benefit Networks as your broker/consultant when you could deal directly with an insurance carrier. The answer comes down to one word - Service. As a result, Benefit Networks views each client as unique. Only a custom designed employee benefits program will fully meet your needs. That's why, to our clients, we have come to be regarded in the same critically important light as the banking, accounting, and legal functions of business. In the highly competitive insurance brokerage and consulting field, Benefit Networks has set the standard for service. It is our hallmark and we offer you this high quality service.

NO COST BENEFIT NEEDS ANALYSIS
Benefit Networks offers a "No Cost Benefit Needs Analysis" of your existing employee benefits and worker's compensation programs. We have direct access to over 100 health insurance carriers which allows us to market and evaluate your existing programs in order to provide you with the best options. Our employee benefits analysis is designed to control and reduce costs and to maximize benefits and services for insurance coverage.

To determine the best solution for your needs, we analyze all program details including:

Programs that we evaluate include:

We at Group Insurance Concepts, Inc. are proud members of the following associations:

• The New England Human Resources Association (NEHRA)
• The Boston Life Underwriters Association
• Mass. Municipal Association
• National Life Underwriters Association
• National Association of Insurance and Financial Advisors (NAIFA)